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Message: <blockquote data-quote="SRAD97750" data-source="post: 91694" data-attributes="member: 425">My parents are "Dave Ramsey" followers. They have paid off all their credit cards, cars, trucks, house through his methods in less than 2 years. They actually teach a class following the basic principals from his books. I do not attend... I also used one method from his book, "snowball effect," for paying down debt. I paid off $28,000 in the last 3 years using that method. I am free and clear and ready to actually do some investing. So I am intrigued as to what you find out... Researching on my own is frustrating, and I can't trust others with my money... 401K taught me that<img src="https://www.dirtbikeaddicts.com/static/images/smilies/rant.gif"  class="smilie" loading="lazy" alt=":rant:" title="Rant    :rant:" data-shortname=":rant:" /></blockquote>